Should You Be Participating In Your Employee Stock Purchase Plan (ESPP)?

Before answering this question, it’s important to understand what an Employee Stock Purchase Plan (ESPP) is.  An ESPP is a company sponsored benefit plan that allows employees to make after-tax deferral contributions that can be used to purchase shares of the company they work for.  Employees defer payroll contributions throughout an offering period, typically 6 months.  At the end of the offering period, employees can buy shares at a discount from the cur

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